What Are Cookies and Tracking Technologies

Cookies are small text files stored on your device when you visit ophrisquaro.com. These files help our financial forecasting platform remember your preferences, maintain your session, and provide personalized experiences. Beyond traditional cookies, we also employ web beacons, pixel tags, and local storage technologies to enhance our service delivery.

When you interact with our budgeting tools or access financial forecasting features, these technologies work behind the scenes to ensure smooth functionality. Some cookies expire when you close your browser (session cookies), while others remain on your device for specified periods to remember your settings between visits (persistent cookies).

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Types of Data Collection

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How We Use Collected Information

Platform Enhancement

Your usage data helps us identify which forecasting models work best for different financial scenarios. When users frequently adjust certain budget categories or rely heavily on specific projection tools, we gain insights into what features deserve continued development and which areas might need simplification.

Personalized Experience

We use cookies to remember your preferred dashboard layout, default currency settings, and frequently accessed financial reports. This means you don't need to reconfigure these preferences each time you log in to review your budget projections or update your financial forecasts.

• Maintaining your session security while accessing sensitive financial data
• Remembering your preferred chart types for investment tracking
• Storing your notification preferences for budget alerts and forecast updates
• Personalizing educational content recommendations based on your interests
• Optimizing page loading speeds for frequently accessed financial tools
• Preserving your progress through our financial planning modules

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Data Retention and Storage

Different types of cookies have varying lifespans depending on their purpose. Session cookies expire immediately when you close your browser, while functional cookies that remember your dashboard preferences typically last up to 12 months. Analytics cookies are generally retained for 24 months to help us understand long-term usage patterns.

Your Control Options

You can manage cookie preferences through your browser settings, though disabling certain cookies may limit platform functionality. Most modern browsers allow you to block third-party cookies while maintaining essential site functions. You can also clear stored cookies at any time, though this will reset your personalized settings.

For mobile app users, similar controls are available through your device's privacy settings. iOS and Android both provide granular controls over app-based tracking and data collection that complement our web-based privacy options.

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Updates and Changes

This policy was last updated in January 2025 to reflect changes in Australian privacy regulations and updates to our platform capabilities. We review our data practices regularly and will notify users of significant changes through email announcements or prominent website notifications.

When we introduce new features to our financial forecasting tools that involve additional data collection, we'll update this policy accordingly and provide clear information about how these changes affect your privacy. Major updates will include a summary of key changes to help you understand what's new.